Having a tracker for your vehicles is smart, but opting for an insurance approved vehicle tracker is becoming the go-to option for today’s drivers.
At Lock & Track, we believe they are your peace of mind, but on wheels.
Before that, a realistic question which comes to the mind of any customer is: are insurance approved vehicle trackers really worth the investment?
Let’s look into why choosing a verified tracker might just be the most efficient move you make this year.
Why Insurance Approved Vehicle Trackers Matter
Just like vehicles have seat belts for protection, insurance approved tracker systems are the seat belts for protecting your fleet. Which means, they are essential.
These devices have passed rigorous tests set by Thatcham or other UK standards bodies, meaning insurers have tested them thoroughly and trust them.
That trust means:
- Discounted premiums: Vehicles with validated trackers have the upper hand for lower premium rates.
- Faster vehicle recovery in the case of unprecedented theft or robbery.
- Credibility: If you own a tracker which is officially recognised, there are less chances of claim delays or any insurance disputes.
How trackers deliver value in real life
1. Small Business Owners:
For business owners, having an insurance-approved vehicle tracker proves worthwhile. For managing a large fleet of vehicles, these trackers have real-time GPS in them, which can be used to locate vehicles in real-time in case of any robberies.
2. Daily Commuters:
Insurance approved vehicle trackers are Thatcham‑approved and include immobilisation. Even if someone manages to break in, it won’t start.
3. Fleet Managers:
Fleet supervisors track all vehicles in real time. These trackers are equipped with geo‑fence alerts to notify the team instantly.
No loss, no theft, only good safety practices.
What Makes Insurance Approved Vehicle Tracker Systems Stand Out?
Here’s why insurance carriers treat them differently:
- Verified quality: These trackers meet strict industry standards.
- 24/7 monitoring: Most systems include real-time surveillance and alert services.
- Police-calibrated systems: Approved trackers often have police tech compatibility, making handovers smoother.
- Remote immobilisation: More than just tracking, some of these trackers allow you to shut down the engine in case of theft detection, ensuring a safe recovery.
When Insurance Approval Truly Pays Off
An insurance approved vehicle tracker is truly useful if you:
- Own a high-value car, van, or fleet you can’t afford to lose.
- Live in areas with higher theft risk, like city centers or overnight zones.
- Value peace of mind and seamless cooperation with police and insurers.
Why Lock and Track is your Best Partner for vehicle tracking
At Lock & Track, we bring years of expertise, certified systems, and exceptional customer service to every installation. We offer:
- Expert advice: Matching you with the right insurance approved vehicle tracker for your needs.
- Professional installation: Tassa‑approved engineers fit your device exactly right, without any warranty loopholes.
- Nationwide coverage: Our services are accessible from anywhere in the UK, wherever you need.
For every type of monitoring, maintenance, or question, our team is available 24/7.
Extra Advantages of Insurance Approved vehicle trackers
Having an insurance-approved vehicle tracker from Lock & Track also means you have access to :
- Enhanced driver feedback: Trackers have the ability to report on braking, speed, or idle time.
Geo-fencing: Set safe zones or restricted boundaries and get alerts if your vehicle leaves them.
Is It Worth It? Let’s Break It Down
- The Initial purchase cost without a tracker is comparatively lower than insurance-approved trackers.
- Insurance savings without trackers don’t offer any discounts. But with insurance-approved trackers, you are able to save 5–15% or more, depending on the insurer and vehicle.
- Recovery likelihood after theft with no trackers is rounded off to a 30-50% chance, whereas it goes up to 90% + with insurance approved vehicle trackers.
Conclusion:
Stepping up to an insurance approved vehicle tracker is more like a long-term investment in protection and control for your vehicle. Reach out to Lock & Track today to find the right insurance-approved vehicle tracker. To read reviews and see what others say about Lock & Track, click here.
So, whether you’re managing five or five hundred, the question is no longer
“Can we afford an insurance-approved vehicle tracker?
But rather: “Can we afford to operate without it?
